First Time Home Buyer
First-Time Buyers Dreaming of owning your first home?
Tired of shoveling out rent for a home or apartment that doesn't feel like yours?
Take heart - changing from renter to homeowner may be easier than you think. We're here to help.
Where do you start?
First of all, learn the financing basics. Get pre-approved and become a smart shopper.
When you buy your first home, making monthly payments probably won't be a problem. After all, you're already paying rent to your landlord each month. It's coming up with the lump sum needed for a down-payment that may seem impossible. Fortunately, there are options available to you to make buying your first home a happy reality.
Programs For First-Time Buyers
There are several local or federal government programs that help first time buyers get into the housing market. Ask us about these options.
Your bank or credit union may help as well. Are you debt free and own something free and clear, like a car? Your lender may lend you the down-payment by securing it against this asset.
Need financial solutions?, Credit or tax problems?
Do you have problems with your credit rating or owe money in taxes? Buying your first home is still a possibility. Check with your lending institution or Asset Capital Group about options, such resolving credit problems to improve your credit rating or making a higher down-payment.
If necessary, contact a financial advisor or tax resolution service.